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Too-big-to-fail & the Effectiveness of Current Banking Regulations : a Case Study on Credit Suisse

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dc.contributor.advisorMantel, Peter
dc.contributor.advisorVillegas, Erick Behar
dc.contributor.authorAbdulah Kameric
dc.contributor.departmentFaculty of Business Administration
dc.contributor.otherBerlin International University of Applied Sciences
dc.date.accessioned2024-01-15
dc.date.accessioned2025-11-28T13:27:08Z
dc.date.available2025-11-28T13:27:08Z
dc.date.issued2023
dc.description.abstractAI-GENERATED ABSTRACT: Abstract: This study provides a comprehensive analysis of the impacts of Basel II and Basel III on Credit Suisse's capital management and risk profile from 2008 to 2013. Central to this transformation was the issue of banks that had grown "too big to fail" (TBTF). By examining annual reports, regulatory disclosures, and financial statements, we assessed key capital ratios, risk-weighted assets (RWAs), and liquidity positions to evaluate the bank's response to regulatory changes. We observed a steady strengthening of Credit Suisse's capital position during the period, with notable increases in tier 1 ratios and core tier 1 ratios. These improvements were largely attributable to effective management of RWAs and tier 1 capital, supported by measures such as the sale of treasury shares and risk reduction strategies. The transition to Basel II.5 and Basel III brought more stringent capital requirements, but Credit Suisse demonstrated resilience, with improved capital ratios and lower RWAs. In terms of liquidity management, the bank maintained a substantial liquidity pool, effectively managing both institution-specific and systemic market stress scenarios. The study highlights the significant role regulatory frameworks play in shaping banks' capital and risk management strategies and underscores the critical importance of maintaining adequate capital and liquidity levels to ensure financial stability. Our findings suggest that the implementation of Basel regulations has successfully enhanced the resilience of Credit Suisse in the face of complex market dynamics and stringent regulatory requirements. Keywords: Basel II, Basel III, Credit Suisse, capital management, risk profile, too big to fail, capital ratios, risk-weighted assets, liquidity management, financial regulationen
dc.description.degreeBA
dc.description.tableofcontentsMACHINE-GENERATED CONTENTS NOTE: Table of Contents general Introduction...............................................................1 purpose of Research...............................................................2 motivation of Research............................................................3 importance of Research............................................................3 research Question.................................................................4 literature Review................................................................4 A. 2008 Financial Crisis.........................................................4 B. Too-big-to-fail (tbtf) Phenomenon........................................6 What Does Too-big-to-fail (tbtf) Mean?.....................................7 Rationale for Tbtf...........................................................7 Dangers of Tbtf..............................................................9 C. Banking Regulations........................................................10 Rationale for and Against Regulation......................................10 Basel Accords...............................................................11 Dodd-frank Act..............................................................12 Evaluating Efficiency of Regulatory Changes Through Financial Metrics....13 methodology.....................................................................14 Research Method...............................................................14 Research Procedure............................................................15 Research Tools.................................................................16 case Study: Credit Suisse........................................................16 Credit Suisse Ag...............................................................16 Tbtf and Credit Suisse: Debtrank..............................................18 Regulatory Compliance..........................................................22 discussion.......................................................................25 Discussion of Results..........................................................25 Theoretical and Practical Implications........................................27 Limitations....................................................................28 conclusion.......................................................................29 references.......................................................................31 appendix (a).....................................................................37 appendix (b).....................................................................41en
dc.identifier.urihttps://repository.berlin-international.de/handle/123456789/755
dc.language.isoeng
dc.subjectBasel Iii
dc.subjectCapital Management
dc.subjectCapital Ratios
dc.subjectCredit Suisse
dc.subjectFinancial Regulation
dc.subjectRisk Profile
dc.subjectRisk-Weighted Assets
dc.subjectToo Big To Fail
dc.subjectBasel Ii
dc.titleToo-big-to-fail & the Effectiveness of Current Banking Regulations : a Case Study on Credit Suisse
dc.typeThesis

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